Its been fun, and I've got quite a nice stash of cards now!
Here's my try at Steph's card - her's was so luxurious, and looking at my stash, did the best with what I had.
I cut the bottom two layers out of Prima Annalee 'Romance' #841812 and used an Annalee NoteCard #541989 to top it with.
Prima Winter Branches Plum #543259
Prima Cardstock Stickers Watercolour #5367787
Teresa Collins Rhinestone Medallion